Whether you’re expanding your business, improving cash flow, or funding a new opportunity, commercial loans can provide flexible finance tailored to your goals. These loans are often unsecured and can be used for a wide range of purposes — from equipment purchases and marketing spend to general business growth.

At Fin-Cap, we connect you with specialist lenders who understand the complexities of commercial borrowing, helping you find a deal that fits your business needs.

A commercial mortgage allows you to purchase or refinance business premises, whether owner-occupied or as an investment property. It’s a long-term solution that typically offers lower interest rates than unsecured borrowing, and it can be tailored around income projections, lease terms, or tenant profiles.

We’ll help you access lenders who understand both the property market and commercial risk, giving you the best chance of securing the funding you need on competitive terms.

Bridging loans are short-term funding solutions used when speed is essential — such as buying at auction, refinancing quickly, or completing a chain break. These loans are secured against property and designed to “bridge” the gap until longer-term finance is available.

Through our partnership with Brickflow, you can search, compare and apply for bridging finance directly using a smart online tool — branded to Fin-Cap and backed by expert support when needed.

Whether you’re building a single unit or managing a complex multi-phase scheme, development finance provides structured funding to bring your plans to life. Typically drawn down in stages as the build progresses, it can be used for ground-up construction, heavy refurbishment, or conversions.

At Fin-Cap, we help structure the funding around your needs, and can also support multi-layered deals involving mezzanine or equity partners. Access our panel of development lenders through Brickflow or contact us directly for support with more complex cases.

This is the primary loan on a property development, secured as a first charge against the site. These loans typically cover land acquisition and build costs, and are released in stages throughout the construction process.

Fin-Cap can help you access development finance through Brickflow’s online platform, giving you instant visibility of lenders who are active in your type of project and location.

Mezzanine loans provide top-up capital when your main lender won’t cover 100% of the costs. Secured as a second charge behind the primary lender, this funding reduces the amount of equity you need to invest.

It’s a powerful tool for developers looking to scale, but it requires careful structuring. We’ll assess your project and connect you with the right specialist providers — just fill in our contact form to get started.

Equity funding gives you access to capital in return for a share of your project’s profits or ownership. It can be a valuable option for larger developments or joint ventures where risk is shared and returns are higher.

We’ll discuss your project in detail and introduce you to suitable equity partners. If you’re looking for flexible, investor-backed funding, complete our contact form and a member of our team will get in touch.